질문과 답변을 제공하는 서비스입니다. 궁금한 점이 있다면 지식인에서 검색해 보세요.
Upon ask for, a lender have to supply copies, possibly on paper or in digital sort suitable to the individual producing the request, of the information in its community file. The bank may perhaps cost a reasonable rate to not exceed the expense of copying and mailing (if not provided in digital variety).
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
(one) For banks that retain a website, all information expected for your lender's public file underneath this section need to be maintained to the bank's Web page.
The Board critiques the influence and responsiveness of the financial institution's Neighborhood improvement loans and Group enhancement investments that gain or serve a facility-based evaluation spot, as offered in § 228.15.
(ii) From the prior two calendar a long time, the bank originated or acquired outside the bank's facility-primarily based assessment areas much more than 50 per cent of the financial institution's home home finance loan loans, multifamily loans, tiny small business loans, tiny farm loans, and auto loans if automobile loans are an item line for that financial institution, as explained in paragraph II.a.two of appendix A to this component.
The CRA and this portion don't demand a financial institution to originate or buy loans or investments or to offer solutions that are inconsistent with Secure and sound banking procedures, which includes underwriting criteria.
) Gains or serves a number of geographic parts with reduced levels of Local community improvement financing;
indicates the period of time, frequently in calendar several years, throughout which a lender performed the functions that the Board evaluates inside a CRA examination, in accordance With all the Board's rules and methods.
For a substantial bank that had assets greater than $ten billion as of December 31 in the two from the prior two calendar decades, the Financial institution Nationwide Community Enhancement Financial website investment Metric measures the greenback volume with the lender's Neighborhood improvement investments that profit or serve all or Element of the nationwide region, excluding home loan-backed securities, in comparison to the deposits in the lender situated in the nationwide space, calculated pursuant to paragraph II.m of appendix B to this portion.
For every of the big financial institution's facility-based mostly assessment spots, and as relevant, its retail lending assessment spots, the Board publishes over the Board's Internet site:
A large bank need to acquire and report back to the Board per year by April one a listing of Just about every retail lending evaluation place demonstrating the States, MSAs, and counties during the retail lending evaluation space with the prior calendar calendar year.
A lender should retain a public file, in either paper or digital format, that includes the next information and facts:
작성하신 게시글에 사용이 제한된 문구가 포함되어 일시적으로 등록이 제한됩니다.